Features
Built for installment sales, top to bottom.
What’s below is what the app does today, at the three companies already using it.
Contracts
- Draft, down payment, signature, open, fulfilled: each step tracked
- Down payments in several parts
- Sponsors and guarantors
- Payoff offers: a discount for paying in full by a date, with approval
- Early close, death close, returns, reopening and restructuring
- Void and undo, with the books following
- Fee types you define
Collections and legal
- Overdue clients suggested every hour; staff approve or skip
- Approved follow-ups sent to Respond.io as tagged contacts
- Cheques: deposit, clear, bounce, redeposit, replace; due-soon alerts
- Lawyers, fee agreements, case files and court rulings
- Credit enquiries
Accounting, made for you
- Every operation posts its own entries
- One map from each role (sales, fees, credits…) to your accounts
- Chart of accounts as a tree; manual journal entries when you need one
- Bank files imported, matched and posted within limits you set
- Bank reconciliation
- A nightly check with about 27 integrity tests
Reports
- Trial balance, income statement, balance sheet, cash flow
- Comparative statements, general ledger, transaction register
- Receivable and payable aging, tax summary, year-end checklist
- Sales, profit, collection rate, late installments, legal escalation
- Daily activity report as a PDF and on Telegram
Clients and signing
- E-signatures (DocuSeal) with codes by email, SMS or WhatsApp
- Video calls (Daily) to confirm signing, with consent and recording
- Portals for clients, investors, lawyers and vendors
- Payment links per client, to your own payment page or bank details
Stock and purchases
- Items, balances and serial numbers (a serial can’t be sold twice)
- Vendors, purchases with approval, purchase returns
- Branch transfers, gifts and approved stock adjustments
Trips
- Trip files with travellers, documents and agreements
- Costs in several currencies and daily stages
Control and security
- Roles by branch, team or own records; delegations
- Approvals for corrections and sensitive actions
- Two-step sign-in, passkeys and backup codes
- A full audit trail; sensitive exports need approval
- Database backed up every hour
Every day
- Notifications, digests and scheduled reports
- Tasks and notes with reminders and automations
- “What’s new” notes in Arabic and English with every update
E-signatures, video calls, SMS and WhatsApp use your own accounts with those services. Bank-file import reads the formats of the banks our customers use today; tell us yours.
See it with your own numbers.
Tell us about your company and we’ll show you Figurefold with the way you sell, collect and keep books.